Annuities Pilot

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To further support future results and insure reliability Annuities Pilot Ranking Systems are neither "curve fitted" nor over-optimized. A number of competing and highly promoted ranking "systems" which advertise sky-high returns simply choose the best possible system fit for a fund's past history--regardless of the systems' future reliability, dependability or even the credibility of the systems themselves.

While this becomes a complex professional topic, suffice it to say that if a quoted performance record is too good to be true it probably is. Curve-fit systems, while showing quite enticing and alluring return numbers, usually flat fail the test in real time application.

Curve-fit systems fail when market conditions even marginally change from those upon which the systems were originally designed. Thus, highly optimized systems fail when applied to the "real world" markets of today.  In fact anyone can design a "curve-fit" system and make it look good historically, but nearly all fail in practice.

Annuities Pilot Ranking Systems were optimized using advanced "walk forward" and "double blind" parametric optimization and testing procedures many years ago to assure reliability over the long term.  Our performance histories are based on a broad multi-cycle 24 year market database (provided by "")
In other "back tweaking", "curve-fitting", or "selection bias" was used to manipulate our ranking methodologies for the purpose of boosting past performance histories. In fact no system adjustments had been made since Annuities Pilot was first released in 2007--thus the higher forward reliability and robustness of our Rankings.

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Great service. This is, by far, the best service for us 403b'ers locked into these crazy annuities that I have found. Great work!

Amon P., Woodbridge, VA

Annuities Pilot has finally made it easy for me to manage my 457 plan here at (name withheld) University. These rankings are sooooo easy. Thanks guys.

Warren F., NYC, NY

I have been very pleasantly surprised how easy you make it for me to get the best from our complex retirement plan here at...

Jake C., Evanston, IL

Yeah! God's gift to teachers, this thing really works! Works for my IRA too. Where have you been hiding all these years!

Sam R., Pittsburgh, PA

AP is professional and well supported and far and away the best of the lot. Great retirement service for us academics sitting on these annuity based plans. Keep it coming.

Bill K., Atlanta, GA

...See many more testimonials.