Annuities Pilot

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Annuities Pilot (AP) is dedicated to assisting current or retired employees with 403(b), 457(b) and 401k retirement plans which are often provided to college and university professors and researchers, k-12 teachers, many state and local government employees and other non-profit organizations.  AP takes ALL THE GUESSWORK out of building, maintaining and optimizing the investment choices available in your often complex annuity based retirement plan.

This service is brought to you by the same team of dedicated professionals who have been consistently advising and assisting U.S. Federal government employees with their Thrift Savings Plan retirement accounts for over ten years.

Every month AP rates and ranks most available retirement plan investment options and updates them automatically for YOUR retirement plan using our simple and easy "Personal Portfolio Tracker".  No more fumbling around and wondering which fund or annuity to chose.  You will always be in the best investment option at the right time...and in just 3 easy steps!  AP enormously simplifies the process of optimizing and maximizing the performance of YOUR retirement plan.

We have absolutely no affiliation with any insurance company or retirement annuity provider mentioned on this site. Annuities Pilot is a totally independent, objective and investment research based adviser.

Our world renown chief investment analyst has over 50 years experience as a professional investment adviser, money manager, author/publisher and trader in the commodities, stock and options markets.

His professional experience dates from the 1960's as an early designer and developer of computer based investment and portfolio strategies for both professional and institutional clients worldwide. Throughout the 1960's and 1970's his well reputed investment newsletters and advisory services were syndicated through many stock brokerage and investment banking firms for distribution to their international clients.

Our chief analyst was the very first to publish a professional advisory service for currency and interest rate futures traders and hedgers in the 1970's, was a key developer of coupon swaps, forex and Eurodollar structured interbank products in the 1980's, and was highly reputed as an investment advisor, market letter publisher and professional trader as early as the 1960's. He prefers to remain anonymous only due to his age, security considerations and personal requests from family.

Along with our chief, the balance of our Annuities Pilot staff of analysts has significant combined professional experience over many decades in advising large private and institutional clients in the management of stocks, futures, options, swaps and other cutting edge financial derivative products and in running bond and stock derivatives trading desks for major Wall Street wire houses and for pension and hedge funds.

A few of our market analysts noted in the early 2000's the near complete void of information available to participants of most 403(b) and 457(b) annuity-based retirement plans regarding the most effective means of choosing among and between the best performing investment alternatives provided by each plan. Only the very basics were often available. No useful, or even general, information had been provided by the various retirement plan sponsors regarding specific fund allocations, investment methodologies or any applicable research. In fact no useful information could be found anywhere publicly available regarding even general risk based fund asset rotation and allocation models for the various investment alternatives and portfolios provided (if any).

After nearly seven years of research, at a leading Eastern university, in rigorously analyzing, testing and applying time proven technical analysis, risk adjusted momentum and performance roll-up methodologies our chief analyst and his team developed the ground-breaking site to assist a small group of academic administrators optimize their own particular retirement plan accounts. The resultant Annuities Pilot service was then designed and released to them in November of 2007 and then later publicly.

An essentially virtual, online company, Annuities Pilot is not equipped or resourced to provide phone service for more specific investment advice. However, we do respond to technical support email questions within 24 hours.

Annuities Pilot does not directly manage or control investor funds or money and therefore has no actual track record other than the rigorous and objective back tested/walk forward results (totally free from selection bias) from its risk adjusted momentum Ranking, Roll-Up and Rebalancing strategies used to produce each month's recommendations. The Ranking, Roll-Up and Rebalancing strategies have been unchanged and un-tweaked by Annuities Pilot for years and thus are as reliable and robust today as ever (no curve back-fitting). Comprehensive information regarding our systems' back testing and verification is available on our Pilot Ranking Methodology page (see nav bar link) and in many other locations throughout the site.

The record from April 2007 to current, however, reflects actual guidance provided during that period. All available information relating to Annuities Pilot investment principles, analysis, policies, approaches, operations and methodologies is currently posted to the very comprehensive Annuities Pilot website.

Don't test the retirement waters alone. Put your retirement plan a league ahead by requesting your FREE BACK ISSUE or by SUBSCRIBING at our special reduced rates today!


We will send you easy free access details by email to see a recent past issue of the Annuities Pilot Advisory on our website.
Don't test the retirement waters alone. Put your retirement plan a league ahead by signing-up at our special reduced rates today!

Great service. This is, by far, the best service for us 403b'ers locked into these crazy annuities that I have found. Great work!

Amon P., Woodbridge, VA

Annuities Pilot has finally made it easy for me to manage my 457 plan here at (name withheld) University. These rankings are sooooo easy. Thanks guys.

Warren F., NYC, NY

I have been very pleasantly surprised how easy you make it for me to get the best from our complex retirement plan here at...

Jake C., Evanston, IL

Yeah! God's gift to teachers, this thing really works! Works for my IRA too. Where have you been hiding all these years!

Sam R., Pittsburgh, PA

AP is professional and well supported and far and away the best of the lot. Great retirement service for us academics sitting on these annuity based plans. Keep it coming.

Bill K., Atlanta, GA

...See many more testimonials.